Disclaimer
Please read this important information before using our services.
Primary Disclaimer
Consumer Financial Services Co is not a direct lender. We connect consumers with financial service providers and loan specialists. Loan approval, rates, terms, and availability depend on lender criteria and applicant profile. Submitting a request does not guarantee loan approval or any specific loan terms.
Not a Lender
Consumer Financial Services Co does not make loans, extend credit, or participate in the lending process. We are a marketing and referral service that connects loan applicants with third-party lenders and financial service companies. All lending decisions, including approval, denial, amounts, interest rates, fees, and terms are made solely by the lender.
No Guaranteed Approval
Submitting a loan request through our website does not guarantee that you will receive a loan offer, be approved for any loan, or receive any specific loan terms. Loan approval is subject to lender review, credit checks, verification of information provided, and lender-specific underwriting criteria that we do not control.
Rates and Terms
We do not set, control, or guarantee interest rates, APRs, loan amounts, origination fees, or repayment terms. These are determined entirely by the lender based on their policies and your creditworthiness. Rates displayed on this website are for illustrative purposes only (e.g., in our loan calculator) and should not be interpreted as offers or quotes.
Credit Checks
Lenders in our network may perform soft or hard credit inquiries as part of their review process. A hard credit inquiry may temporarily affect your credit score. We do not control when or how lenders check your credit.
No Financial Advice
The content on this website is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. We strongly encourage you to consult with a qualified financial professional before taking on debt or making financial decisions. Loans are a financial obligation and should be considered carefully.
Short-Term Loans Caution
Short-term loans and loans with high interest rates may not be an appropriate financial solution for everyone. If you are facing serious financial difficulty, consider speaking with a nonprofit credit counseling agency. We encourage responsible borrowing practices.
State Availability
Loan products and lender availability vary by state. Not all loan types or amounts may be available in all states. Some states have specific laws governing consumer loans, and lenders in our network comply with applicable state regulations.
Third-Party Lender Responsibility
Consumer Financial Services Co is not responsible for the actions, omissions, products, services, or content of any third-party lender or financial service provider. Once you are connected with a lender, your relationship is directly with that lender. Please review all loan documents carefully before signing.
If you have questions about this disclaimer, please contact us at mail@shyamalmarketing.com or +1 773-685-4049. Consumer Financial Services Co, 3855 N Cicero Ave, Chicago, IL 60641, USA.